One is not working his way to salvation. Either he is saved or he is not, there is no in between.
1 John 5:10 He that believeth on the Son of God hath the witness in himself: he that believeth not God hath made him a liar; because he believeth not the record that God gave of his Son.
Is there any conviction in your life when you sin? When you have evil thoughts about someone is there anything inside you that perks up and tells you that you’re wrong for thinking that way? When you go a day or so without reading the Word of God is there a longing to get back to it? Do you have the testimony of the Holy Ghost of God in you? When you miss church, is there a longing to get back under the preaching of God’s Word? If there is no conviction—then His Spirit is not living within you—that means you are lost in your sin and trespasses. We are not in a process of salvation. Either you got it or you don’t.